IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS

Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

ATM - Debit Card

• Replace or change ATM card or PIN $5.00
• ATM Cash Withdrawal Limits $200.00 per day
• Replace or change debit card or PIN $5.00
• Debit card/Point of Sale Limits $400.00 per day

Checks - NSF - Overdrafts

• Cashier's check $2.00
• Check cashing fees - non customer pre-approved $5.00
• Check printing Fee depends on style of check ordered
• Collections $10.00 per item
• Overdraft (each overdraft paid) $28.00
• Daily overdraft charge per day $2.00
• Nonsufficient funds (each) $28.00
• Fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means
• Deposited checks returned unpaid $10.00

Research - Assistance 

• Account activity printout $1.00
• Special statement cutoff $2.50
• Account research $20.00 per hour
• Minimum charge $5.00
• Account balancing assistance $20.00 per hour
• Minimum Charge $5.00
• Hold statements $2.00 per statement
• Copy of statement $1.00  

Faxing

• Incoming $2.00 per page
• Outgoing $3.00 per page 

Safe Deposit Boxes

• Safe Deposit Box Rental per year: 
• 3X5 $15.00
• 5X5 $25.00
• 3X10 $30.00
• 5X10 $50.00
• 10X10 $100.00Safe Deposit Drilling $250.00
• Rey-key fee $75.00

 Other 

Stop payment - all items $20.00
Incoming Wires $15.00
Outgoing Wires $20.00
International Wires $40.00
Garnishments $20.00
Executions $20.00
Levies $20.00
Dormant account $3.00 per month. A checking account is considered dormant after two years and a savings account is considered dormant after three years if: 
 - There have been no deposits or withdrawals to the account 
 - There has been no communication about the account 
 - There has been no communication about any account 
 - Account statements returned for an incorrect address over a three month period.  
Merchant setup fee $25.00