Business Account

Give your growing business the tools it needs to succeed. Our business checking accounts can accommodate businesses at any stage, from young startups to seasoned establishments. Reduce operating costs, increase your company’s efficiency, and receive local support when you need it. These accounts have the technology to allow you to run your finances independently, and have the backing of a local banker to help you along the way. Let First Colorado help you execute your business strategy — contact us today to get started.

Simple

Designed for low activity businesses. The Business can use either an SSN or EIN for these accounts.

  • $5 monthly service charge ($5 waived while enrolled in e-statements)
  • 100 debits per month included ($0.25/debit above the 100 threshold)
  • Digital Services: online banking with sub-user access, mobile banking, mobile deposit, card on/off, Quickbooks/Quicken interfaces

Craft

Interest bearing business account designed for small businesses with an EIN.

  • Earns interest on balances of $10,000 or more  
  • $15 monthly service charge ($5 waived while enrolled in e-statements, $10 waived if average daily balance is greater than or equal to $10,000)
  • Complimentary first order of portable business checks (or a credit of $25 towards an order of business checks)
  • Digital Services: online banking with sub-user access, mobile banking, bill pay, mobile deposit, card on/off, Quickbooks/Quicken interfaces, domestic wire capabilities with discounted fees if originated online
Elite

Designed for more complex businesses that may need cash management services.

  • Earns interest on balances of $10,000 or more
  • $50 monthly service charge ($5 waived while enrolled in e-statements, $20 waived with average combined balances of $100,000 or more)
  • Package includes up to four accounts (master account & up to three sub-accounts)
  • Free cashier’s checks
  • Digital Services: online banking with sub-user access, mobile banking, bill pay, mobile deposit, card on/off, Quickbooks/Quicken interfaces, domestic wire capabilities with discounted fees if originated online ($10 discount for each outgoing wire and 2 free incoming wires per month)

Cash Management Services

  • Positive pay and account reconciliation
  • Sweep options and zero balance accounts
  • ACH origination (4 files/month with up to 100 entries per file included, $5 per file after that)

*All accounts require $100 to open.

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