SBA 7(a) Loans

Your business may be considered small, but that doesn't mean your plans are. The SBA 7(a) program provides small business funding solutions by offering longer amortizations, lower equity contributions, and flexible terms. Almost any type of for-profit business is eligible. Commercial real estate loans must be made to owner-users.

Summary
  • Government-assisted financing for qualifying businesses
  • Competitive rates for a wide range of business needs
    • Start, expand, or acquire a business
    • Buy, build, or renovate commercial real estate
    • Refinance current debt
    • Purchase capital equipment
    • Working capital
  • Collateral advance rate options available
    • Rates vary, up to 90% for commercial real estate
  • Fixed or variable interest rate options available
  • Loan amounts range from $150,000 to $5,000,000
  • Flexible terms to fit your budget
    • Real estate up to 25 years
    • Equipment up to 10 years
    • Business acquisition up to 10 years
  • Prepayment penalties may apply*

*Only applies to loan maturities greater than 15 years.

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