Cycle Date Information: The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account’s Truth In Savings disclosure for your account’s specific qualification requirements. To qualify for your account’s rewards, all of your account’s qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account’s rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account’s rewards.  As always, please call the bank if you have any questions!

Holiday Schedule 2021

January 1st, Friday, New Year’s Day (CLOSED Saturday after)

January 18th, Monday, Martin Luther King Jr. Day

February 15th, Monday, President’s Day

May 31st, Monday, Memorial Day (CLOSED Saturday before)

July 5th, Monday, Independence Day (observed)  (CLOSED Saturday before)

September 6th, Monday, Labor Day (CLOSED Saturday before)

October 11th, Monday, Columbus Day

November 11th, Thursday, Veterans Day

November 25th, Thursday, Thanksgiving Day

December 24th, Friday, Christmas Day (observed) (CLOSED Saturday after)

Our online and mobile banking includes the “card on/off feature,” so you can turn your debit card off directly from there!  Don’t forget to turn it back on once you locate your card.

Online Banking directions:

On the right menu, click “Manage Cards.”  Click the red “TURN OFF” button.

Mobile Banking directions:

From the menu on the bottom left, click on “Manage Cards.”

Each of our locations have a ATM you can use without paying a fee–when you use your First Colorado National Bank debit card.

If you are away from our locations, FCNB is proud to participate in the MoneyPass ATM network. Our customers can use any ATM in the MoneyPass network surcharge free!

Find a MoneyPass ATM

Also remember if you have a Kasasa checking account and qualify, your ATM fees you paid during the qualification period will be refunded.

To report lost or stolen debit cards or report fraud on your card after hours please call: 1-855-757-8309.

During business hours please call either of the branches directly to report stolen cards:

Paonia:  970-527-4141
Delta:  970-874-0100

If your credit card is lost or stolen, please call 1-800-883-0131.

Please connect with your local banker via phone or in person at the branch to receive information about outgoing wire transfers.

Our outgoing wire transfer cutoff time is Monday-Friday 2:30PM MST

Receiver Information:

Bank name: United Bankers Bank Bloomington

Receiver Bank Address: 1650 West 82^nd Street , Bloomington, MN 55431

Receiving Bank’s Wire Routing Number: 091001322

Receiving Bank’s Telephone Number: 1-800-558-6878

Beneficiary Bank: First Colorado National Bank , 133 Grand Ave., Paonia, CO 81428

Beneficiary: Account Name: First Colorado National Bank

Account Number: 2506525

For Final Credit To:

Customer’s Name at FCNB:                                      

Customer’s Account Number at FCNB:                                

Amount of Wire:                                           

Common Fees

• Overdraft Item Returned  $36
• Overdraft Item Paid   $36
• Uncollected Funds Item Paid    $36
• Uncollected Funds Item Returned  $36
• Deposited Check Returned   $10

ATM Fees

• Customer On Site or MoneyPass Network     $0
• ATM Fee (Non-Customer)    $3
• ATM Fee (Non- Proprietary)  $1

Bank Service Fees

• Cashier’s Checks  $5
• Check Cashing Fee (Non- Customer)   $2 – $8
• Stop Payment    $30

Wire Fees

• Domestic Wires Outgoing    $25
• Incoming Domestic Wire   $5
• International Wire Incoming   $15
• International Wire Outgoing    $50
• Wire Reject Fee:  Any pass-through fees

International Transaction Fees

• International Debit/ATM Transactions: 2% Total Transaction
• International ATM Transaction  $5
• Canadian Item Deposit Fee   $10

Debit Card Fees

• Debit Card Replacement    $5
• Debit Card Replacement Rush Request    $30

Other Fees

• Account Activity Print Out   $1
• Account Research     $25/Hr.
• Verification of Deposit Request   $5
• Items Sent for Collection     $25
• Copy of Statement w/Images (Free Online)  $5
• Dormant Accounts     $5/Statement Cycle
• Garnishments, Levies, Subpoenas, and Writs  $75
• Fax Services (Per Page)    $2
• Night Deposit Bag (Locked)  $25
• Coin Counting (Non-Customer)   5% of Total
• Excess Savings or Money Market Debit Charges   $1/Transaction

Safe Deposit Box Fees

• Safe Box Replace 1 Key    $25
• Safe Box Drilling Fee    Cost of Locksmith and time of drilling
• Payment Past Due     $5 per notice