Online Banking

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FAQ

What are the Kasasa Cycle Dates?

Cycle Date Information: The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account’s Truth In Savings disclosure for your account’s specific qualification requirements. To qualify for your account’s rewards, all of your account’s qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account’s rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account’s rewards.  As always, please call the bank if you have any questions!

Monthly Qualification CycleStatement Cycle


Month


Year

Monthly Qualification Cycle


Begin


End

Statement Cycle


Begin


End


January


2021

Monthly Qualification Cycle


12/08/2020


01/11/2021

Statement Cycle


12/09/2020


01/12/2021


February


2021

Monthly Qualification Cycle


01/12/2021


02/08/2021

Statement Cycle


01/13/2021


02/09/2021


March


2021

Monthly Qualification Cycle


02/09/2021


03/08/2021

Statement Cycle


02/10/2021


03/09/2021


April


2021

Monthly Qualification Cycle


03/09/2021


04/12/2021

Statement Cycle


03/10/2021


04/13/2021


May


2021

Monthly Qualification Cycle


04/13/2021


05/10/2021

Statement Cycle


04/14/2021


05/11/2021


June


2021

Monthly Qualification Cycle


05/11/2021


06/07/2021

Statement Cycle


05/12/2021


06/08/2021


July


2021

Monthly Qualification Cycle


06/08/2021


07/12/2021

Statement Cycle


06/09/2021


07/13/2021


August


2021

Monthly Qualification Cycle


07/13/2021


08/09/2021

Statement Cycle


07/14/2021


08/10/2021


September


2021

Monthly Qualification Cycle


08/10/2021


09/13/2021

Statement Cycle


08/11/2021


09/14/2021


October


2021

Monthly Qualification Cycle


09/14/2021


10/08/2021

Statement Cycle


09/15/2021


10/12/2021


November


2021

Monthly Qualification Cycle


10/09/2021


11/08/2021

Statement Cycle


10/13/2021


11/09/2021


December


2021

Monthly Qualification Cycle


11/09/2021


12/13/2021

Statement Cycle


11/10/2021


12/14/2021
When is the bank closed for the holidays?

Holiday Schedule 2021

January 1st, Friday, New Year’s Day (CLOSED Saturday after)

January 18th, Monday, Martin Luther King Jr. Day

February 15th, Monday, President’s Day

May 31st, Monday, Memorial Day (CLOSED Saturday before)

July 5th, Monday, Independence Day (observed)  (CLOSED Saturday before)

September 6th, Monday, Labor Day (CLOSED Saturday before)

October 11th, Monday, Columbus Day

November 11th, Thursday, Veterans Day

November 25th, Thursday, Thanksgiving Day

December 24th, Friday, Christmas Day (observed) (CLOSED Saturday after)

Can I turn off my debit card?

Our online and mobile banking includes the “card on/off feature,” so you can turn your debit card off directly from there!  Don’t forget to turn it back on once you locate your card.

Online Banking directions:

On the right menu, click “Manage Cards.”  Click the red “TURN OFF” button.


Mobile Banking directions:

From the menu on the bottom left, click on “Manage Cards.”

Where can I use the ATM without a fee?

Each of our locations have a ATM you can use without paying a fee–when you use your First Colorado National Bank debit card.

If you are away from our locations, FCNB is proud to participate in the MoneyPass ATM network. Our customers can use any ATM in the MoneyPass network surcharge free!

Find a MoneyPass ATM

Also remember if you have a Kasasa checking account and qualify, your ATM fees you paid during the qualification period will be refunded.

How do I report a lost or stolen debit card?

To report lost or stolen debit cards or report fraud on your card after hours please call: 1-855-757-8309.

During business hours please call either of the branches directly to report stolen cards:

Paonia:  970-527-4141
Delta:  970-874-0100

I lost my TCM Credit card, what should I do?

If your credit card is lost or stolen, please call 1-800-883-0131.

How do I send an outgoing wire?

Please connect with your local banker via phone or in person at the branch to receive information about outgoing wire transfers.

Our outgoing wire transfer cutoff time is Monday-Friday 2:30PM MST

How do I receive an incoming wire? What directions do I give the sender?

Receiver Information:

Bank name: United Bankers Bank Bloomington

Receiver Bank Address: 1650 West 82nd Street , Bloomington, MN 55431

Receiving Bank’s Wire Routing Number: 091001322

Receiving Bank’s Telephone Number: 1-800-558-6878

 

Beneficiary Bank: First Colorado National Bank , 133 Grand Ave., Paonia, CO 81428

Beneficiary: Account Name: First Colorado National Bank

Account Number: 2506525

 

For Final Credit To:

Customer’s Name at FCNB:                                      

Customer’s Account Number at FCNB:                                

Amount of Wire:                                           

What is the bank's fee schedule?

Common Fees

  • Overdraft Item Returned  $36
  • Overdraft Item Paid   $36
  • Uncollected Funds Item Paid    $36
  • Uncollected Funds Item Returned  $36
  • Deposited Check Returned   $10

ATM Fees

  • Customer On Site or MoneyPass Network     $0
  • ATM Fee (Non-Customer)    $3
  • ATM Fee (Non- Proprietary)  $1

Bank Service Fees

  • Cashier’s Checks  $5
  • Check Cashing Fee (Non- Customer)   $2 – $8
  • Stop Payment    $30

Wire Fees

  • Domestic Wires Outgoing    $25
  • Incoming Domestic Wire   $5
  • International Wire Incoming   $15
  • International Wire Outgoing    $50
  • Wire Reject Fee:  Any pass-through fees

International Transaction Fees

  • International Debit/ATM Transactions: 2% Total Transaction
  • International ATM Transaction  $5
  • Canadian Item Deposit Fee   $10

Debit Card Fees

  • Debit Card Replacement    $5
  • Debit Card Replacement Rush Request    $30

Other Fees

  • Account Activity Print Out   $1
  • Account Research     $25/Hr.
  • Verification of Deposit Request   $5
  • Items Sent for Collection     $25
  • Copy of Statement w/Images (Free Online)  $5
  • Dormant Accounts     $5/Statement Cycle
  • Garnishments, Levies, Subpoenas, and Writs  $75
  • Fax Services (Per Page)    $2
  • Night Deposit Bag (Locked)  $25
  • Coin Counting (Non-Customer)   5% of Total
  • Excess Savings or Money Market Debit Charges   $1/Transaction

Safe Deposit Box Fees

  • Safe Box Replace 1 Key    $25
  • Safe Box Drilling Fee    Cost of Locksmith and time of drilling
  • Payment Past Due     $5 per notice