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Loans

Auto Loans

Whether you’re looking for towing capacity or fuel efficiency, we can help you hit the road as soon as possible — with plenty of money left over for gas. We offer competitive rates on new and used vehicles, so you can choose the wheels that suit you best. Our flexible repayment terms can accommodate almost any buyer’s budget. Let us put you in the driver’s seat!

  • Competitively low rates on new or used vehicles
  • A wide range of terms customized to your unique situation
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
Recreational Vehicle Loans

Nothing beats the quiet beauty of the Colorado Rockies — except for the rush of cutting through fresh powder on a new snowmobile!  Fuel your fun with a recreational vehicle loan from First Colorado. Get more horsepower for your money with low interest rates on a wide range of recreational vehicles. Our convenient repayment terms work with your budget — so you can spend as much time on the trails as you like, without feeling pressed to put in overtime.

  • Competitively low rates for a variety of recreational vehicles:
    • ATVs
    • RVs
    • Snowmobiles
    • Boats
  • A wide range of terms customized to your unique situation
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
Personal Loans

Sometimes that paycheck just can’t seem to stretch far enough. Let us lend you a helping hand. Instead of dipping into your savings, get the cash you need with a low-interest personal loan. We’ll customize the terms of your loan to fit your budget. Each timely payment you make on the balance of your loan helps build your credit — so you can borrow at an even better rate in the future. Take a vacation, get school supplies, fix your car — whatever you need, we’ll find the funding to help you get it.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Personal projects
    • And much more!
  • Repayment terms customized to fit your unique needs
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish
Home Equity Line of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral
  • Accommodating repayment terms that work uniquely for you
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified First Colorado National Bank checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

*Consult a tax adviser.

Commercial Loans

Whether you’re just getting your business off the ground or expanding the scope of operations, we’ll help you secure the financing to make it happen.  Our low interest rates help you manage several business needs while staying on budget — renovate office space, upgrade equipment, buy new vehicles, and more. Speak to one of our commercial lending experts today to find the financing that’s right for you.

  • Competitive rates for a wide range of business expenses:
    • Working capital
    • Equipment
    • Machinery
    • Inventory
    • Facility improvements
    • And more
  • Repayment terms customized to fit your business’ unique needs
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
Business Lines of Credit

Make sure your company can seize opportunities as they come. A business line of credit from First Colorado provides easy access to flexible financing. Take care of a variety of recurring costs, from stocking inventory to seasonal assistance. As you repay the principal, more funds become available — so you can have a source of funds you can count on. And unlike a lump sum loan, you only have to pay interest on the amount you spend. Best of all, you only have to apply once — contact us today to get started.

  • Competitive rates for a wide range of long-term or recurring business needs:
    • Inventory
    • Working capital
    • Seasonal arrangements
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment is customized based on your business’ unique needs
  • Revolving credit — as principal is repaid, more becomes available for use
  • Only pay interest on the part that’s used
  • Funds easily accessible in-person or over the phone
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Disclosures

All loans are subject to credit and, if applicable, collateral approval.

Loan programs are subject to additional terms and conditions and are subject to change.