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Free Kasasa Cash Checking

Why let your cash collect dust at some megabank when you can get paid to bank here? With Kasasa Cash®, you get a free checking account that pays really high interest every month! And with unlimited nationwide ATM fee refunds,* you can find free ATMs all across the country. Build your savings automatically — link Kasasa Cash to a free Kasasa Saver® account. All this and more just for meeting qualification so easy you’re probably already doing them! 

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Do you currently have an account with First Colorado National Bank?

  • Free checking that pays high interest
  • 2.02% APY* on balances up to $25,000
  • 2.02% to 0.50% APY on balances over $25,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Unlimited refunds on ATM fees, nationwide*
  • Can link to high-interest Kasasa Saver account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • Unlimited check writing
  • $100 minimum deposit to open

It's Easy to Earn Rewards

In order to receive your rewards, simply do the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 bill pay or ACH debit transaction post and settle
  • Be enrolled in and agree to receive eStatements

If you don't meet the qualifications, don't worry. There’s no penalty and you still have a free checking account that earns our base rate of interest. Plus, you can get back to earning huge interest and receiving nationwide ATM fee refunds* the very next qualification cycle!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, credit card purchases, debit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our Bank.   “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.02%; and balances over $25,000 earn 0.50% interest rate on the portion of balance over $25,000, resulting in a range from 2.02% to 0.05% APY depending on the account’s balance; (2) you will receive reimbursements up to $4.99 per single transaction for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified and (3) for Monthly Qualification Cycles in which you are qualified, ATM Fees charged by First Colorado National Bank for use of domestic ATMs will be reimbursed for this account ($1.00 per transaction). An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn .01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 01/19/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or Debits, enrollment in online banking, receipt of electronic statements may be a condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications.   Limit 1 account(s) per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

Do you currently have an account with First Colorado National Bank?