Rates

APY = Annual Percentage Yield. Rates effective as of October 2, 2017. Fees may reduce earnings.

 

Kasasa Cash*

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $25,000 $100 2.00% 2.02%
$25,000+ $100 0.50% 2.02% to 0.50%
All balances if qualifications not met $100 0.01% 0.01%

Rates and rewards are variable and may change after account is opened. The interest rate and annual percentage yield may change after opening the account.  Daily balance: the amount of principal in the account each day.

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 automatic payment (ACH) post and settle

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*

Balance Interest Rate APY
0 - $100,000 1.00% 1.00%
$100,000+ 0.50% 1.00% - 0.51%
Qualifications not met 0.01% 0.01%

Rates and rewards are variable and may change after account is opened. The interest rate and annual percentage yield may change after opening the account.  Daily balance: the amount of principal in the account each day.

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Have at least 1 automatic payment (ACH) or bill payment post and settle
  • Be enrolled and receive e-statement

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Money Market

Contact your local banker for current rates - Delta 970-874-0100 and Paonia 970-527-4141.

Certificates of Deposit (CDs)

Term of Certificate Minimum Required Opening Deposit Interest Rate APY
3 months $1000 0.10% 0.10%
6 months $1000 0.600% 0.600%
9 months $1000 0.800% 0.800%
12 months $1000 1.000% 1.000%
18 months $1000 1.200% 1.200%
24 months $1000 0.70% 0.70%
36 months $1000 0.80% 0.80%
48 months $1000 0.90% 0.90%
60 months $1000 1.00% 1.00%

A penalty will be imposed for early withdrawal.

Individual Retirement Accounts (IRAs)

Minimum Required Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$500 $100 0.60% 0.60%

A penalty will be imposed for early withdrawal.

The interest rate and annual percentage yield may change after opening the account.