Terms & Conditions
The Patriot Act of the United States of America
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act, a Federal law, requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including business accounts.
What this means for you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If you are opening an account of behalf of a business entity, documents relating to the business may also be requested.
First Colorado National Bank, located in Paonia and Delta, CO, requires that all the visitors to our site(s) on the Internet (the "Site") adhere to the following rules and regulations. By accessing the Site you indicate your acknowledgment and acceptance of these terms and conditions. You agree that your use of this Site shall be governed by Colorado law and agree that jurisdiction and venue shall be located in Paonia, Colorado. First Colorado National Bank's trade area is Colorado.
First Colorado National Bank maintains this Site to provide you with information about First Colorado National Bank products and services and to facilitate communication with First Colorado National Bank and its related companies. From time to time we may revise these terms and conditions.
Copyright in the images, text, screens, and web pages appearing at the Site is owned by First Colorado National Bank or others as indicated. You may copy information from the Site for your personal or educational use only, provided that each copy includes any copyright, trademark or service mark notice or attribution as they appear, on the pages copied. The information and materials may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes, except as provided in these terms and conditions without the express written permission of First Colorado National Bank.
Not all of the products or services described on the Site are available in all geographic areas. You may not be eligible for all the products or services described. First Colorado National Bank reserves the right to determine the eligibility for any product or service. Investment products and services offered through the Site (i) are not bank deposits and are not insured by the FDIC, (ii) are not bank guaranteed, and (iii) are subject to substantial risk, including the possible loss of some or all of the principal invested.
Unless otherwise prohibited by law, any communication or material you transmit to us via the Site or Internet electronic mail is on a non-confidential basis and First Colorado National Bank may use such communication or material for any legal purpose whatsoever, including reproduction, publication, broadcast and posting. We will use our best efforts to include accurate and up to date information on the Site, but we make no warranties or representations as to the accuracy of the information. You agree that all access and use of the Site and its contents is at your own risk. By using the Site, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the Site, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.
With regard to services or products purchased or obtained by you through the Site from a person or entity other than First Colorado National Bank, First Colorado National Bank makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to such services and products and First Colorado National Bank specifically disclaims all other warranties with regard to such services or products.