Person driving a car heading towards the mountains

Personal Loans

It's time to take the next step.

You've been thinking about it for a while... how can we help? 

Ready to hit the open road?

We've got you covered. FCNB offers competitive rates on new and used vehicles, so you can choose the wheels that suit you best. Our flexible repayment terms can accommodate almost any buyer's budget. 
  • Competitively low rates on new or used vehicles
  • A wide range of terms customized to your unique situation
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

explore the beauty of the colorado rockies.

Feel the rush of cutting through fresh powder on a new snowmobile, explore the mountains off-road with a new ATV, or take a weekend getaway in your new RV. Get more horsepower for your money with low interest rates on a wide range of recreational vehicles. Our convenient repayment terms work with your budget — so you can spend as much time on the trails as you like, without feeling pressed to put in overtime.
  • Competitively low rates for a variety of recreational vehicles:
    • ATVs
    • RVs
    • Snowmobiles
    • Boats
  • A wide range of terms customized to your unique situation
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

let us lend a helping hand.

Instead of dipping into your savings, get the cash you need with a low-interest personal loan. We’ll customize the terms of your loan to fit your budget. Each timely payment you make on the balance of your loan helps build your credit — so you can borrow at an even better rate in the future. Time to check out that vacation or get your car fixed? Let us see how we can help.
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Personal projects
    • And much more!
  • Repayment terms customized to fit your unique needs
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

put your home's equity to work.

A Home Equity Line of Credit (HELOC) provides a flexible, secure line of credit.
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral
  • Accommodating repayment terms that work uniquely for you
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified First Colorado National Bank checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process







Please contact our team for current rates.